Bank payments and open banking
EPS bank transfer: integration
We have already integrated EPS in production and connect it to your system: reliable, traceable and monitored in operation.
What is EPS?
The eps bank transfer is the online transfer method of the Austrian banks. Customers are redirected to their bank and confirm the payment in online banking.
What we have built
- Deposits via EPS bank transfer straight into the customer account.
- Replaced by Klarna as a payment method in January 2025, with a planned switch.
What matters in the integration
- Solve redirect to the bank and return to web and app cleanly.
- Payments can stay pending. The system has to learn the final status reliably.
- Replacing EPS needs a plan for the switch and the switch-off date.
What we build around it
- Exactly-once booking: callbacks, webhooks and timeouts handled so that no payment is booked twice or lost.
- Payment reconciliation with the provider's settlement reports, automated instead of manual.
- Payment method switchable per market, with limits according to the market's rules.
- Monitoring and alerting, so that provider outages are noticed immediately.
- Test cases and mock interfaces, so that releases can be tested without the real provider.
Frequently asked questions
Can Limeship integrate EPS into our existing system?
Yes. We have already integrated EPS in production, in a platform with online portal, apps and branches in several markets. We connect it to your existing backend, whether .NET, Java or another stack, and take over testing, monitoring and operation if you wish.
What do we need to get started?
A contract with EPS or with the payment service provider that offers EPS, access to the test environment and the requirements of your business side. We clarify everything else in a first conversation.