Bank payments and open banking
iDEAL integration
We have already integrated iDEAL in production and connect it to your system: reliable, traceable and monitored in operation.
What is iDEAL?
iDEAL is the most important online payment method in the Netherlands. Customers confirm the payment directly in their banking app and the money is transferred immediately. iDEAL is to merge step by step into Wero, the payment method of the European Payments Initiative.
What we have built
- Completed in 2022 for the Dutch market: deposits via iDEAL straight into the customer account.
- Payment status in real time, reconciliation with the settlement reports.
What matters in the integration
- The customer switches to the banking app and back: solve the return to app and web cleanly.
- Payments can stay pending or expire. The system has to learn the final status reliably.
- Keep the transition from iDEAL to Wero in view.
What we build around it
- Exactly-once booking: callbacks, webhooks and timeouts handled so that no payment is booked twice or lost.
- Payment reconciliation with the provider's settlement reports, automated instead of manual.
- Payment method switchable per market, with limits according to the market's rules.
- Monitoring and alerting, so that provider outages are noticed immediately.
- Test cases and mock interfaces, so that releases can be tested without the real provider.
Frequently asked questions
Can Limeship integrate iDEAL into our existing system?
Yes. We have already integrated iDEAL in production, in a platform with online portal, apps and branches in several markets. We connect it to your existing backend, whether .NET, Java or another stack, and take over testing, monitoring and operation if you wish.
What do we need to get started?
A contract with iDEAL or with the payment service provider that offers iDEAL, access to the test environment and the requirements of your business side. We clarify everything else in a first conversation.